What if Indian states were kids at school?

1. Andhra Pradesh : The hardworking boy who does all the work assigned to him sincerely. He is taking engineering after school.
2. Arunachal Pradesh : The girl who sits quietly, lost in her own world, in a corner of the class.
3. Assam : The jovial guy who is always cheerful. And yes, he prefers tea to coffee.
4. Bihar : The boy who always makes the loudest noise in the absence of the teacher, but has a kind heart.
5. Chhattisgarh : The introverted guy who always listens to the crowd and seldom speaks.
6. Goa : One of the most popular guys. He parties all day and night.
7. Gujarat : The guy who lends his pen to others, and never forgets to take it back. He has visited the bank more than the school canteen.
8. Haryana : The guy who has the ability to scare juniors by his accent. People try to imitate him to get some quick popularity points.
9. Himachal Pradesh : That fair girl in the class who is approached by everyone - be it for homework, or for club events.
10. Jammu And Kashmir : The girl who tried to do everything right, but is almost always sad because of in-school politics.
11. Jharkhand : The new comer boy in the class. He is the wicket-keeper captain of the school cricket team. ;)
12. Karnataka : The tech-savvy boy in the class who introduces trending technological topics in class.
13. Kerala : The one with the most likes on his Facebook profile picture! He sits in the very back, but almost always performs well in exams. He also has awesome football skills.
14. Madhya Pradesh : The person who sits in the middle of the class! He is friendly with both the first benchers as well as the back benchers.
15. Maharashtra : That social person in class whom everyone loves. He is the most vibrant guy in class.
16. Manipur : The girl who is full of grit and determination and is representing the district in boxing
17. Meghalaya : The girl who always is staring at clouds! Okay, bad pun. The silent girl who likes the smell of soil during rain.
18. Mizoram : Awesome person. Does his work quietly and that’s it.
19. Nagaland: The person obsessed with cultural fests. Dances amazingly.
20. Odisha: Nagaland’s best friend. Has won many medals in cultural activities.
21. Punjab: The most swag guy in the house. The party animal, who is sometimes seen with Goa.
22. Rajasthan: When most of the classmates get uncomfortable or when the day is too hot in summer, or too cold in winter, this guy relaxes.
23. Sikkim: The guy who stands behind Goa in ‘line’ during assembly.
24. Tamil Nadu: Brings amazing dosa to class. Totally obsessed with films. Absolute Rajini fan. Make friends with him, and he will remain friends with you throughout your life.
25. Telangana: New admission. Also, a first bencher. Definitely engineering after school.
26. Tripura: Sincere and hardworking. First bencher.
27. Uttar Pradesh: Back bencher who has ideas that are going to be successful outside the class. One of the best athlete in the class.
28. Uttrakhand: Himachal Pradesh’s best friend. Hardworking and sincere.
29. West Bengal: One of the best literary-oriented guys in class. The ‘dada’ of the class. The only person to be in both cricket as well as football teams in school.
30. Delhi: The best batsman in the school cricket team right now. Make him angry, he will cuss you. Make him angrier, he will sit for protest in front of you!

Source - Quora

BHIM APP - Can it suppress PayTM and Freecharge?

About BHIM AppThe neat, clean and simple interface of the app is a welcome departure from other apps from the government. This is in tune with its stated purpose of simplified payments.

How to Use the BHIM appTo make use of BHIM app you will need to have an account with any of the 32 banks that have joined UPi (list of banks at the end of the post). The app is currently available only in English and Hindi. Given the wide diversity of languages in India, more languages are expected to be added soon. Also the phone number you use for the app needs to be associated with your bank account. At the moment it allows only one phone number and bank account to be linked with the app at a time. However, there exists an option to change accounts.

Unlike many other apps BHIM doesn't need a plethora of permissions from the user. It asks for access to SMS (to verify mobile number) and to make and manage phone calls (they say they need it to verify your phone with UPI). And in case you want to scan a QR code, it will ask for an additional permission to access the camera. Unlike many other apps, this app doesn't fetch a verification code from an incoming SMS, but instead sends out an SMS for phone number verification.

ReviewThere is much reason to feel optimistic about the BHIM app launched yesterday. As soon as I came to know about it, I downloaded it and tried to register my mobile number and bank account. There were some errors at first while registering the bank account, but after 3–4 times, I was successful. It may be due to the server overload produced due to many registrations at a time. Other than being impressed by its simplistic interface, I was amazed how the Indian government has designed such a user friendly app. This is the same reason why Whatsapp has become the most popular messaging platform. BHIM app can surely become the app for the masses (even the people who are less inclined towards technology).

Here are a few reasons which can make you use the BHIM app instead of PayTM, Freecharge and others :-

1. While BHIM has all the benefits provided by other mobile wallets, the one big advantage is that the transactions happen directly from the bank accounts and there are no charges associated with transfers.
2. The transaction limits (maximum of Rs 10,000 per transaction and Rs 20,000 within 24 hours) are more flexible than that for the other apps.
3. It is government backed and the money is transferred directly from bank account to bank account without an intermediary.

However, BHIM app mostly won’t provide the cashbacks that the other wallet providers offer.These are early days for the app and more features and improvements are expected soon.